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CURRENT SBA 504 RATES

February 2025
25 Year
6.283%
6.312%
(SBA 504 Refinance Program)
20 Year
6.350%
6.380%
(SBA 504 Refinance Program)
10 Year
6.642%
6.678%
(SBA 504 Refinance Program)

Learn About the
SBA 504 Loan
Program

Learn About the
SBA 504 Refinance Program

Learn About
SBA 504 Program Prequalification

What Our Customers are Saying

“We wanted to let you know how AMAZING Carly was throughout the entire process: responsive, courteous, and professional! I dealt with three other CDC’s and never encountered anyone remotely like her. The rest of the BFC staff was amazing as well!”

Victor Beauchamp
Hotel Royal

Helping Small Businesses Think Big

Business Finance Capital (BFC) administers a variety of small business loans to grow the California economy while providing business owners an avenue to affordable, commercial real estate financing. From our experienced Business Development Officers to our knowledgeable and responsive Underwriting and Loan Services Professionals, BFC has everything in place to simplify the application process and expedite funding of small business loans. Our senior management team has a proven track record of working with mid to larger sized companies and providing SBA financing with low long-term fixed rates.

See what we can do to help you achieve your business grow!

Latest Blog

BFC Expands Footprint in Bay Area

Business Finance Capital Expands with Greater Footprint in the Bay Area Three New Executive Team Members Join the BFC Team in Northern California Business Finance Capital (BFC), is proud to [...]

July – SBA 504 Rates

CURRENT SBA 504 RATES July 2023 25 Year 20 Year 10 Year 6.579% 6.632% 7.063% 6.597% (SBA 504 Refinance Program) 6.650% (SBA 504 Refinance) 7.085% (SBA 504 Refinance) [...]

The SBA Strategic Plan for 2022 to 2026

In an effort to promote small business growth and provide adequate support to entrepreneurs, the U.S. Small Business Administration (SBA) has released its Strategic Plan for 2022 to 2026. [...]

Executive Director,
Jacky Dilfer

What Jacky (and BFC) can do for small business owners

With over two decades of experience in the industry, Jacky has become an expert in small business loans. She has led BFC in funding more than 1,000 commercial real estate transactions and she has arranged more than $5 billion in commercial and SBA loans.

LABJ’s Woman of Influence: Finance 2023

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