CURRENT SBA 504 RATES
February 2025
25 Year
6.283%
6.312%
(SBA 504 Refinance Program)
20 Year
6.350%
6.380%
(SBA 504 Refinance Program)
10 Year
6.642%
6.678%
(SBA 504 Refinance Program)
Learn About the
SBA 504 Loan
Program
Learn About the
SBA 504 Refinance Program
Learn About
SBA 504 Program Prequalification
Helping Small Businesses Think Big
Business Finance Capital (BFC) administers a variety of small business loans to grow the California economy while providing business owners an avenue to affordable, commercial real estate financing. From our experienced Business Development Officers to our knowledgeable and responsive Underwriting and Loan Services Professionals, BFC has everything in place to simplify the application process and expedite funding of small business loans. Our senior management team has a proven track record of working with mid to larger sized companies and providing SBA financing with low long-term fixed rates.
See what we can do to help you achieve your business grow!
Latest Blog

Executive Director,
Jacky Dilfer
What Jacky (and BFC) can do for small business owners
With over two decades of experience in the industry, Jacky has become an expert in small business loans. She has led BFC in funding more than 1,000 commercial real estate transactions and she has arranged more than $5 billion in commercial and SBA loans.
LABJ’s Woman of Influence: Finance 2023






