Established over 30 years ago, the U.S Small Business Administration (SBA) 504 loan is an economic development tool that offers small businesses fixed-rate, long-term financing to help them acquire owner-occupied commercial property and equipment while retaining their working capital. So, How Are SBA 504 Loans Funded? Despite several misconceptions about SBA 504 loan funding, [...]
The Small Business Administration has been a part of the small business fabric in the US for many years. It offers loan programs to suit various small businesses at different stages of their development. It's the ultimate financing alternative for small businesses that can't find other business funding options. The SBA has various loan programs [...]
For small businesses, having access to credit is key to their survival. According to research by Semrush, 66% of small businesses deal with financing challenges, of which 43% admit to mainly struggling with covering operating expenses. When compared to larger and more established firms, small businesses face difficulty in accessing capital. Traditional financiers such as [...]
Business Finance Capital is led by a team of SBA 504 Loan Experts, and Jacky Dilfer brings a wealth of experience and expertise to her role as the company's Executive Director. Hear in her own words why she loves her job and the company she works with in this quick and informative video. https://youtu.be/bH2fYtekP20 [...]
It takes money to make money, and investing in your small business is a sure way to make profits and make more profit. There's no growth without investment. The problem comes with managing business costs and investing while staying afloat, especially if your enterprise is small and is facing financial difficulties. That's where a [...]
Your cash management practices determine if your business will thrive or become insolvent. Statistics show that 82% of small businesses failure results from cash flow mismanagement. You need enough working capital to fund your daily operations and finance your business' growth needs. However, if you are not careful about spending your working capital, you may [...]
Expanding your business is not always as easy as it sounds. There are several hurdles you must overcome before your company can expand successfully. Your first goal is to determine the type of business you want to build/expand and the services you intend to provide. From there, you will need to determine how you plan [...]
In the banking and finance world, there are two main types of business loans: investment property mortgages and owner-occupied real estate loans. An investment property mortgage is given to a lender whose commercial property is used as the main collateral alongside revenue generated from leasing or renting out the commercial property to secure a commercial [...]
The Small Business Administration (SBA) loan provides financial loans to small businesses and entrepreneurs at competitive rates. Small business owners and entrepreneurs can use this long-term, fixed-rate financing loan to purchase or repair real estate, equipment, machinery or other assets. Small business owners can also use the loans to rebuild, re-open, repair, enhance, or improve [...]
Women business owners are an integral part of the U.S. economy and the continuation of our prospering society. Here’s why we are grateful. A survey by the National Association of Women Business Owners (NAWBO) shows that over 11.6 million firms in the United States are owned by women. These privately held firms employ nearly 9 [...]
